Policy
analysis and case consultation is available to attorneys and to owners,
insureds, and beneficiaries of life
insurance, endowments, and annuity contracts, as well as for disability
income, health insurance, Medicare, Medicare Supplement insurance and
Medicare Advantage plans, and long-term care insurance. If nothing
else, after completing the analysis of your policy(ies), we will make sure you understand
your coverage and how it works, what it does or does not do, and how you may be able to
realize the maximum benefits of your policy. If you have insurance that may or may not be in your best interest, we will let you know why. Max's analytical work is unbiased and thorough. A detailed policy
analysis can even prevent unnecessary litigation and help resolve a minor
claims dispute, or lead to litigation when an agent or insurance company
has clearly committed wrongdoing that needs to be redressed.
Knowledge of insurance industry marketing, training, and sales practices, as well as insurance law, combined with years of field and classroom experience, gives Max an uncommon ability to analyze insurance contracts and claims in the most intricate manner, often spotting critical details others have overlooked. His unique and intimate understanding of insurance products allows Max to describe their complexities in ordinary language and common terms that any consumer, judge, or juror can easily comprehend, making him an invaluable resource for plaintiffs' attorneys nationwide.
Initial consultation with insurance consumers, family members, beneficiaries, and attorneys to ascertain the merits of a case and to determine the potential for individual or class action litigation is provided at no cost. In-depth policy and case analysis, as well as retention as an expert witness, is fee based pursuant to a written agreement as required by the California Insurance Code.